![]() ![]() Is your risk protection package coverage up to date?.The benefits are usually Income Tax free and of course, the Insurance Company wants to encourage you to go back to work, so they don’t want you to make too much by not working. One in Four of today’s 20 year olds will become disabled before age 67 and the length of time one is disabled is getting longer too. Having coverage is very important as 1/2 of all bankruptcies involve medical issues.Ĭoverage up to 50% of earnings should come close to being equal to your current income, as you don’t have the expenses of going to work and lower taxes. Social Security Disability, SDI for Biz Owners nd SDI for employees might not be enough or work for you. A Disability Insurance Policy can provide you with up to 1/2 of your regular paycheck or business earnings ( Schedule C – Section 106). ![]()
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